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"Vision is the art of seeing what is invisible to others" - Jonathan Swift

The Services We Provide


Since we do not sell any financial products nor represent any financial companies, we can answer questions without hidden agendas. Need help in making financial or retirement related decisions, use the Contact Us page to make a request.

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Retirement Planning Workshops
  1. Retirement Planning Basics
  2. Estate Planning
  3. Social Security and Health Care
  4. Managing Your Nest Egg
  5. What Should You Do Now?

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Coming Events

We do not sell financial products nor represent financial organizations, assuring that the information we provide is authoritative and unbiased. Learn how to make the proper decision that will impact the rest of your life.

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"Thanks for and congratulations on your fantastic retirement planning workshops here at Berklee College of Music. The faculty and staff attendees are your fans (and they know about fans!). Spot-on content, broad and deep knowledge, engaging/respectful presentation, incorporating Berklee specifics, and turn-key . . . all super!"

Phil Lima, Director of Employee Benefits, Berklee College of Music

"David Carboni recently conducted a full-day retirement planning workshop for 25 of our salaried associates. The program content was excellent and Dave’s delivery of this material demonstrated his expertise in the subject and superb teaching skills. The reviews from our employees have been consistent and very, very positive. I have used Dr. Carboni numerous times over the past two decades, in different businesses and in different organizational cultures. He continues to do what he does with grace, style, and proficiency."

Paul Barrett, Director of Human Resources, Otis Elevator Company

"I am writing as a follow-up to our recently completed Retirement Planning Workshops for Wesleyan University faculty and staff. First, I want to let you know that the workshops were a great success and I have received universally favorable comments from those who attended, and they tend to be a sophisticated, knowledgeable group. I’m sure we will want to have you back this fall. Your enthusiasm for the material, sense of humor, and broad knowledge made the workshop experience a delight for all who attended."

David Landsberg, Director Human Resources, Wesleyan University

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Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.