Session 2: (Three 90-Minute Sessions): 8:30 to 10 A.M., and 10:30 to noon, and 2 P.M. to 3:30 P.M.)
This session will first focus on Social Security collecting strategies.
For middle income retirees, when they choose to collect Social Security is
within the top 3 most important choices they'll make to assure a financially
secure retirement. We'll devote this session to help employees formulate the best
strategy for them. This will include understanding the financial implications
of collecting early, spousal benefits, widows' benefits, and how the earning's
test works if they decide seek employment.
We'll also review Medicare with its various parts and the coverage each
provides. We'll also consider when to enroll to avoid penalties. Also, we'll
consider the various insurance options available to supplement Medicare and how
to go about selecting one that's right for you and your family. Likewise, we'll
consider what needs to be done if you remain as a dependent on your spouse's